The most common type of mortgage program where your monthly payments for interest and principal never change.

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These loans begin with an interest rate that is lower than a comparable fixed rate mortgage, but the rate changes at specified intervals.

Most ARM's have a low introductory rate, which is good anywhere from 1 month to as long as 10 years.

A Special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance other needs.

LIBOR is the rate on dollar-denominated deposits, also know as Eurodollars, traded between banks in London.

Short term mortgages that have some features of a fixed rate mortgage.

The buyer would pay points above current market points in order to pay a below market interest rate during the first two years of the loan. At the end of the two years they would then pay the old market rate for the remaining term.